Koltin The first senior health insurance in Latam

Koltin is the first specialized broker (or MGA) in the region that can underwrite people of over 60 years old.

We create better risks for insurance carriers through a data smart, and proactive approach that helps us decrease incidence rates.

We are redesigning the healthcare experience for seniors and their families by:
– Meeting users where they are: we don’t wait until something is wrong; we reach out and deliver care through familiar channels such as WhatsApp.
– Being data smart and personalizing our service: we focus on understanding the unique risk profile of each person—this allows us to adapt each health plan.
– Making it affordable to families to take out insurance for their older loved ones with plans that start at US $3 a month.
– Owning the relationship, but not the risk: as one of the few Managing General Agents in the region, we have underwriting, pricing and claims processing authority, yet we don’t hold underwriting risk in our balance sheet.