Yote Pesa simplifies mobile payments in local stores, online and between companies. Effortlessly people can make payments through our safe methods, processed through secured gateways all over Africa.Users simply download the application, easy register and select a PIN. In less than 60 seconds this information is entered, users can shop at any store that accepts YotePesa. The checkout process is extremely minimal, fast and easy. Users simply verify their PIN and YotePesa facilitates a seamless transaction. Consumers benefit as they never have to worry about a long registration process, nor are they to share financially sensitive data with another company. With YotePesa, consumers store their financial data locally; such data is never shared with the retailer, YotePesa or any other third-parties. Retailers also benefit immensely as the solution reduces shopping cart abandonment and thus improves their bottom line. Retailers will need to integrate with our payment gateway.