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SmartPesa Powering Smart Transactions

Cover image of SmartPesa, Banking venture on VC4A

SmartPesa is a specialist payments technology provider that aims to solve the last mile problem for financial institutions in emerging markets.

Over 2 billion people are currently excluded from the financial system (the unbanked and underbanked). SmartPesa’s vision is to enable countries to quickly expand the financial services network into rural areas at very low cost, bringing the under-served into the modern financial system.


Banks, Insurers and PSPs can use SmartPesa’s platform as mini-ATMs/branches in remote and rural areas, providing a full range of services including payments, cash-in and out, balance inquiries, bill payments, transfers, government distributions, loans and insurance. SmartPesa directly addresses the dual needs of financial inclusion and cash reduction whilst eliminating the need for costly/risky changes to banks’ proven systems.
SmartPesa is deployed on-premises with full legal/regulatory co

SectorsBanking, Computer software, E-commerce, Financial services, Insurance, Mobile
LocationSingapore, Singapore
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