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Padikash is a Cross border peer 2 peer money lending platform. Lenders looking for a guaranteed ROI are matched with borrowers looking for emergency funds over a short period of time. We only lend out to vetted, creditworthy salary earners and SMEs. Our interest rates are between 20%-30% monthly depending on the type of loan and repayment period. We pay our lenders a guaranteed 3.5% – 5% monthly ROI. Please watch our video for more details.