MoneyNest digitises chamas, ROSCAs and SACCOs — automating contributions, cycle rules, and payouts on M-Pesa, Airtel and MTN. 18 million people across East Africa move $4.3 billion annually through savings groups managed on WhatsApp and paper books. One dropout collapses the cycle. No dedicated infrastructure exists. MoneyNest is the first. Four plan tiers. Five cycle types: weekly, fortnightly, monthly, quarterly, bi-annual. We earn like telecoms — small fees, massive volume. M-Pesa earns $1B yearly at 0.62% on $295B in annual transactions. MoneyNest charges account opening fees, payout fees, and transaction fees on transfers, bills and utilities. Year 1: 600 groups, 7,200+ users, $45K ARR. Year 3: $705K. Breakeven Q3 Year 2. Founder: 9 years fintech executive experience across Uganda, Kenya and Rwanda. Direct operational partnerships at M-Pesa, Airtel, MTN, Stanbic Bank and KCB. Raising $500K pre-seed. Built for us. Sectors Fintech Location Nairobi, Kenya Stage Sign in to view details Markets Sign in to view details Customer model Sign in to view details Revenue Sign in to view details Contact Sign in to view details Social media