Modem Pay Limited The Payment Stack for Africa’s Underserved Markets.

Modem Pay is a payment infrastructure for Gambia that lets businesses accept mobile money, bank, and card payments through a single API and dashboard. We’ve processed over 800,000 GMD, integrated with Qmoney, AfriMoney, Wave, and are finalizing with Gamswitch. In a fragmented market with rising mobile money adoption and no unified solution, we’re becoming the go-to platform for digital payments in Gambia, starting local, built to scale across West Africa.