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Linxe We use payrolll as point of entry to create a new form of payment

Cover image of Linxe, Financial services venture on VC4A

Latin America is one of the most underbanked regions in the entire world and 80% of employees on payroll live paycheck to paycheck. Ontop of this these workers are invisible to traditional financial institutions because they dont have a credit score or they have a negative credit score. As a result they dont have access to wealth-building financial products.
Thats why in Linxe we have created a low-risk and scalable platform to help employees take control over their salaries. With our unique tecnology and business model we can secure repayments of the monthly installments directly from payroll, even before the employees get their money in their accounts by connecting our platform to the payroll processing systems of their employer. With this tech and business model, we want to become the financial app for employees in LatAm, providing them a one-stop shop with easy access to an ecosystem of financial solutions, offering microloans, salary advances, insurance, investments, payments.

SectorsFinancial services, Insurance
LocationBogotá, Colombia
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