Youtopeer A decentralized web platform for tangible cooperative enterprises

The formal financial and investment sector in Africa services only about 25% of Africa’s working population thereby excluding the greater majority from wealth creation schemes and access to finance. As a result, 70 to 75 per cent of Africans, including those in the diaspora cannot sustain themselves in a poverty level for atleast 3 months after loss of income, and around 69 per cent of potent resources remain dormant or crippled, with consequences ranging from unemployment to starvation.

To solve this institutional problem, Youtopeer affords a trustless way for peers to collaborate, and run tangible cooperative enterprises virtually, without middlemen, governance, fraud or burocracy.