Team I led monetization and customer experience at PlayStation, building subscription, payment, and refund systems for one of the most demanding consumer markets there is, so I know how to build financial products people actually trust and want to use. Our CTO built and tested Apple’s Vision Pro, bringing the same obsession with designing for the customer. The rest of the team carries deep experience from traditional banks and fintechs, grounding our consumer instincts in the credit and regulatory rigor this market demands.