Settlo Technologies Settlo provides smes with record keeping pos App

80% of African SMEs face limited Access to Finance. This is due to poor business record keeping. They also lag behind in technology adoption due to cost constraints, lack of awareness, and limited technical expertise.

Settlo provides SMEs with an easy-to-use POS app to help them keep their records such as sales, and expenses, accept digital payments in mobile and card payments, sell Online with Free e-Commerce sites, and inventory management hence improving their Efficiency, Productivity and reach new markets. Settlo provides SMEs with real-time data and analytics about their sales, customer behavior, and inventory.

Settlo uses collected data from sales history, Cash flow, and sales trends to build credit-scoring models for small businesses and come up with an accurate assessment of credit worthiness of these SMEs.

The majority of Small Businesses are unbanked. We intend to offer Banking as a Service (BaaS), Payment processing, and Capital Loans to unlock their growth.