Equipo Christian Ruehmer – Co-Founder/CEO – 35 years in financial services, 25 years in Risk Management worked with over 120 financial institutions in 60+ countries. Bharath Kumar – Co-Founder/CTO – he is the brain behind Q-Lana’s technology and pushes innovations continuously Karen Hazan – COO – dedicated expert in Financial Inclusion, strong experience in online systems and platforms – manages the cross cultural team