Paytota Paytota is a backend-as-a-service platform for fintech and ecommerce

Located in Uganda, Paytota is a cloud-based backend service payment platform that provides tools for monetization and expansion for Fin-tech and e-commerce companies of Africa

Most people & SMEs are not active participants in the formal financial system.
Significant wealth is excluded from financial systems, leading to scarce credit, rise in prices & barring people from engaging in economic activities