Team MoneyPhone is led by a multidisciplinary team with strong experience in fintech, agri-finance, credit risk, operations, technology and capital raising. CEO Marthe Paauwe leads MoneyPhone’s strategy, growth and financial inclusion agenda, with experience in programme management, access to finance and scaling inclusive ventures. COO Laura Kluijtmans drives operations, product development, implementation and process improvement. Country Director Jean Paul Mushumba brings deep expertise in agricultural finance, cooperative lending, value-chain research and smallholder product design. CTO Koldo Echavarren leads platform development, APIs, agile delivery and software quality. Capital Lead Salome Ndunda strengthens fundraising and investment structuring, with 13+ years of impact investment experience across Africa. Claude Ngango adds 10+ years of banking, underwriting, credit risk and portfolio management. Anissa Mugeni strengthens portfolio analytics, dashboards, reporting, data validation