Melanin Kapital Powering the Future of African Finance

Melanin Kapital is the #1 carbon neobank in Africa that helps small businesses unlock access to affordable finance through carbon credits. We do this by offering green asset financing, Invoice financing for green businesses and pre-financing of carbon projects through carbon credits. This done online on Melanin Kapital App where businesses are able to get a credit score and support to boost their score. The carbon credits enable us to be less stringent on the revenue requirements and offer the loans at lower rates of 10-15 %. Through our App we are able to give access to finance to 33Million SMEs that are unable to access financing because they do not meet the bank’s revenue requirements and cannot afford the high costs of the alternative loans. We also have SAAS solutions that help financial institutions to digitize their SME portfolio operations by providing them with financial literacy to become capital ready. It also enables them to track and report on their carbon portfolio.