M-Omulimisa Innovative Agricultural Services M-Omulimisa: Connecting Farmers

We leverage mobile technology, partnerships and farmer networks to provide credit-bundled farm inputs that include seed, fertilizer, agriculture insurance and post harvest materials and delivered through a network of commission-based village agents. The model creates benefits for all actors involved: more demand is created for agro-input companies from aggregated input sales; farmers invest more in improved farming technologies since they will have access to affordable credit and insurance; MFIs have access to a wider market of well-organized and low-risk farmer groups, offtakers/buyers have access to more organized farmer groups for bulk purchases, and village agents earn commission from aggregated input sales.