Members of Registered Self Help Group do Savings and receive Loans, using M-PESA Digital Money Transfer operated by SAFARICOM mobile company, linking members, who must own Safaricom SIM CARDS, to the Group Bank Account. All payments are forwarded and loans received through The Group Administrator’s mobile SIM Card which is the authorized link to Group Bank Account using a SECRET CODE. SMS Messages verify transactions. M-PESA is a feature of Safaricom SIM Card using Unstructured Supplementary Service Data (USSD), providing mobile financial services on phones at low cost. WhatsApp Group is formed for members as a VIRTUAL PLATFORM to receive and send Group messages regarding Savings and Loaning, hence REPLACING GROUP PHYSICAL MEETINGS. WhatsApp Business API is used to connect members to customers. The Venture reduces information and transaction costs, improves service delivery, creates new jobs, generates new revenue streams, and helps conserve resources. It needs SEED C Sectores Proveedores y servicios sanitarios, Pagos en línea, Remesas Ubicación Ramba centre, Kenia Etapa Inicie la sesión para ver los detalles Mercados Inicie la sesión para ver los detalles Modelo de cliente Inicie la sesión para ver los detalles Ingresos Inicie la sesión para ver los detalles Contacto Inicie la sesión para ver los detalles Medios sociales