Futa Unleashing the power of payroll data to drive financial inclusion

We are building a three-sided platform, connecting employers with financing from financial institutions which their employees can unlock.

Futa integrates a payday loan program into payroll and payment systems, enabling employees to access emergency funds quickly from traditional financial institutions. Our platform ensures near-zero default risk for these lenders by securing loans through employer guarantee and automating repayments through payroll deductions, thus relieving cash flow pressures on MSMEs. This innovative approach ensures fair loan terms and financial stability while alleviating the cash flow burden on SMEs, especially Women-led businesses and enabling them to support their workforce without financial strain.