EthiopiaPay Financial inclusion for rural areas in Ethiopia.

EthiopiaPay

The UPI of Africa for Financial Inclusion

Strengths for investors
Large market: 120 million people, many unbanked
Model UPI Indien: Proven to work
Government angle: Infrastructure- oriented, monopoly-like position

Investor Pitch Deck

1. Executive Summary EthiopiaPay is a national digital payment infrastructure modeled after India’s UPI.
The goal is to connect banks, mobile money providers, and microfinance institutions to enable
real-time payments for all Ethiopians , both in cities and rural areas.

2. Market and Problem Analysis
120 million inhabitants, over 70% live in rural areas.
Digital payments are widespread in Addis Ababa and large cities, but limited in rural regions.
Mobile money (telebirr, CBE Birr) exists, but is fragmented and not interoperable.
High transaction costs and lack of banking coverage hinder inclusion.
Cash transfers are expensive, unsafe, and slow.

3. Solution: EthiopiaPay
EthiopiaPay is an interoperable, gover