Team Emata was born in a hot car on a dusty road, after a visit to farmer cooperatives in Southwestern Uganda. Back in 2018, most of our founding team worked at a Ugandan fintech building digital tools for banks in East Africa and Northern Europe. But the more they worked with banks, the clearer it became: farmers—Africa’s most important economic backbone—were being left behind. Frustrated by slow progress, they decided to act. That $240 billion gap in farmer financing? Emata would tackle it head-on. Today, Emata’s 21 full-time staff include software engineers, data scientists, product managers, field-based relationship officers, and a finance and business team. Together, they ensure everything runs smoothly—from code to credit to customer care.