Dime Consultants Ltd A Little Goes a Long Way

1. The Lower middle class in Africa still find it difficult to access financial services because
– Their income is low,
– They lack tangible securities and
– Have poor, little or no credit history.

60% of Africa’s middle class, approximately 180 million people, remain barely out of the poor category.

This category remains vulnerable to slipping back into poverty in the event of some exogenous shocks because they are continuously underserved by financial institutions. 

2. SMBs continuously struggle to with cashflow, liquidity and the burden of ensuring that their employees’ financial needs are always addressed.

Solution
Dime partners with SMBs’ in Africa to enable their workers get access to financial services all secured by their future earnings.

Dime provides financing for essential goods (food & home care packages), empowerment loans (BNPL) and micro credit facilities all within a single platform.