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Creditchek We help financial Institutions verify creditworthiness in 90 seconds.

Cover image of Creditchek, Financial services venture on VC4A

Creditchek

Creditchek

CreditChek is building Africa’s first AI-powered cross-border credit assessment infrastructure — unlocking credit access across borders and significantly improving risk decisions and lending efficiency.

We’re addressing a critical issue: the lack of reliable, interoperable credit data across African markets, which contributes to both financial exclusion and fraud. We leverage AI to analyse raw data from sources such as bank statements, mobile money, identity checks, and credit bureau data into actionable insights that help lenders to identify consistent cashflow patterns and repayment intent, reducing the turnaround time for each application from ~25 minutes to less than 90 seconds.

Sectors Financial services, Fintech
Location Lagos, Nigeria
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