COVA Insurance, made accessible

COVA is building the distribution infrastructure that makes insurance work like mobile money across Francophone Africa.

Instead of forcing traditional insurance models into underserved markets, COVA rebuilds insurance around existing financial behaviors and trusted distribution networks: microfinance institutions, mobility ecosystems, merchants, aggregators and mobile money agents.

Through embedded insurance, remote onboarding and instant claims payouts, COVA enables insurers and financial institutions to distribute simple, accessible and scalable financial protection products adapted to everyday African realities.

Today, COVA has:
• Processed $800K+ in premiums, with 95% of premiums under $50
• Activated 475+ agents across 280+ distribution points
• Partnered with 22 institutions, 10 insurers and 2 reinsurers
• Proven fully remote onboarding and claims operations
• Reached 30%+ recent monthly growth

COVA’s ambition is to become the default infrastructure layer for in

Sectors Insurance
Location Douala, Cameroon
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