CirclePay The Operating System for africa's Invisible Economy

Millions of Africans coordinate money through savings circles, cooperatives, and community networks, yet most still rely on WhatsApp groups and spreadsheets. CirclePay is building the Financial Operating System for Africa’s Invisible Economy, providing treasury infrastructure, governance, and collective finance tools that help communities manage wealth transparently and at scale. We’ve already reached 1,000+ users, facilitated ₦100M+ in transaction volume, and generated ₦5M+ in revenue.