Team Dr. Moka Lantum – CEO & Co-Founder: Leads overall strategic vision and execution of CheckUps COVA’s healthcare microfinance platform. Drives bank partnership negotiations, regulatory compliance, and investor relations. Oversees clinical quality standards and provider network expansion. Champions the 4x value proposition while ensuring sustainable unit economics across Kenya and regional expansion markets. Harvard-trained physician with 11-year healthcare financing expertise managing $2B premiums and 2.2M lives at BlueCross BlueShield and Kodak. Serial entrepreneur who successfully exited MicroClinic Technologies after developing Africa’s first government-adopted EMR system. Ashoka Fellow and Foreign Policy Global Thinker with proven African healthcare innovation track record.