Titan Payment System Ltd (Titan PS) MyCashBox is Africa’s E-Services Bank!


As part of our insurance products will be a social insurance program targeted at the urban informal sector worker. The informal sector employs about 80% of Ghana’s workforce out of which about 80% are women and worth about 45.2 billion according to The Independent Ghana and yet it does not show on the government’s radar in terms of regulation and social support. The formal sector also tend to play safe by avoiding the informal sector all together. 

Without support to build resilience, the informal sector worker is vulnerable to environmental and economic shocks. That is where  we comes in with our social insurance program on MyCashBox. Informal sector workers will contribute micro-amounts into pooled funds to be managed by our financial partners to include banks, finance and investment and pension organisations. Under the program, insurance covers will include;

  1. Workman’s compensation
  2. Insurance cover for working capital
  3. Pension     

Under this program, informal sector workers will build financial buffers to make them resilient against all types of shocks. 


Sustainable development goals

  1. 1.5
    By 2030, build the resilience of the poor and those in vulnerable situations and reduce their exposure and vulnerability to climate-related extreme events and other economic, social and environmental shocks and disasters