Phundit We help early-career youth in Africa save $500+ for emergencies.

Over 78% of Ghana’s 12 million young people lack emergency savings, and during financial shocks, 86% turn to quick loans that trap them in debt. Across Africa, over 300 million youth face the same challenge. Phundit is a mobile app that helps early-career professionals save at least $500 for emergencies, with deposits securely invested in a regulated mutual fund to grow. Guided by Zoe, our AI financial coach, users receive personalized tips and earn rewards for consistent saving. As they build better financial habits, they gain a Financial Health Score that unlocks access to fair, responsible credit. In just 12 weeks, we’ve onboarded 700 users and secured $13K+ in deposits from 61 active savers, fully compliant through partnerships with licensed asset managers. With a clear path to scale and a $10M+ market opportunity in Ghana over the next 3–5 years, Phundit is building Africa’s financial health platform for the next generation.