Phundit We help young Africans save, invest, and unlock credit responsibly.

78% of young Ghanaians have no emergency savings and 86% turn to quick loans during crises, trapping them in debt. Across Ghana, over 8 million youth face this challenge. Phundit is a mobile app that helps them build a 6-month emergency fund, with deposits invested in a mutual fund to grow. Guided by Zoe, our AI coach, users receive tips and earn rewards for staying consistent. As they build strong financial habits, they earn a Financial Health Score that unlocks access to interest-free credit like layaway and “buy now, pay later.” We’re currently testing with 50 users as required by regulators before public launch, helping us refine the product and prove early engagement. With over 4,000 people on our waitlist and an $80M+ opportunity in Ghana alone, Phundit is ready to scale.