Moja Wallet is a Unified Payment Interface. We aspire to be to the mobile money industry what Discover card is to the banking industry. There are 33 mobile money service providers in sub-Saharan Africa, serving 277 M mobile money accounts as per GSMA 2016. And yet only 1 out of 4 mobile money account holder use their account to pay merchants. Mobile money services are a new kind of Bank. This new kind of bank deserves a new kind payment network. Welcome to Moja Wallet, welcome to simplified and secure payments.