Cross border trade and remittance remains a challenge in Africa and across many emerging markets. inDex is an Amsterdam-based virtual payment-processing-a-as-a-service and a decentralised banking platform start-up that enables P2P, P2B, and B2B transactions, cross-border trade, and financial inclusion across different markets. Our novel #GetPaymentsGoingYourWay checkout solution allows individuals and businesses to make payments and send money to recipients instantly in any currency of their choice with lower fees than the existing systems.