Golden Waves Innovations Fin-tech

Waves is a fin-tech mobile App which provides easy, fast and reliable financial services to both the banked and many un-banked in Nigeria.

Statistics says less than 7% of over 37 million SMEs and about 40% of total population over 200 million people in Nigeria are financially excluded due to many factors.

Our mission is to empower all (most especially: Entrepreneurs, SMEs, artisans, businesses, individuals, rural communities and the un-banked) people, with the financial access they need to pursue a life of dignity, prosperity and fulfillment.

Our technology provides easy access to banking and financial services such as fund transfer, savings, bill payment, airtime/ Data purchase, subscriptions, investment and any more.

Our goal is to be among top five payment processor and fin-tech firm in Africa by 2030.