We offer a technology-driven solution to financial wellness and inclusion that empowers employees to take a percentage of early access to earned wages, financial literacy training and control of personal finances with planning and budgeting tools. Employees access our solution via smart or feature phones, can be banked or unbanked to use the service. We have partnered with a leading African Bank to support the banking requirements of the product. We launched our pilot program in February with a JSE listed hospital group and commercially launched the product in June 2020. Our technology is fully built and is cloud-hosted designed and built for scale.