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Excel Smallholder Farmers Fund Give out loans in form of inputs to smallholder Farmers

Cover image of Excel Smallholder Farmers Fund, Agribusiness venture on VC4A

Most smallholder farmers in Zambia are based in rural areas. They are involved in traditional agriculture out of which they harvest five to ten bags of maize per acre. These days they are aware that it’s possible to crease crop production but lack capital for inputs. They are also aware that banks and other financial institutions are sources of capital for farming. However, as they are rural based, they lack collateral when they need to borrow from financial institutions. Further, land used for farming by these smallholder farmers is owned by chiefs, hence, they are not allowed to acquire Title Deeds making it difficult for them to use land as collateral to get loans to buy farming inputs.
Our Company is established for the purpose of giving out loans in form of inputs such as walking tractors, Seeds, fertilizer, Solar Pumps, Solar panels etc to groups of smallholder farmers on credit without collateral in an effort to boost crop production, thereby, reducing hunger & poverty.

Sectors Agribusiness
Location Lusaka, Zambia
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