Agriculture accounts for 80% of employment in East-Africa, yet attracts only a fraction of the lending. We are on a mission to revolutionize farmer financing.
Emata is a Kampala-based licensed Microfinance Institution that leverages data science to make farmer financing simple, available and affordable.
Our approach is as follows: Emata provides farmers cooperatives with a free Management Information System that simplifies and gives them an overview of their day-to-day operations. The cooperative uses the system to register farmer deliveries, update prices, create payment schedules and share daily SMS updates with farmers.
We combine the farmer data collected with advanced risk analytics to offer affordable loans that are tailored to the needs of each farmer. Loans are offered via WhatsApp (or the cooperative directly) and distributed primarily via MobileMoney.
Emata offers instant and affordable loans to farmers, allowing them to invest in the productivity of their farms